Canadian Banks and their progress in
Electronic Commerce for Individuals
B2C  

	Royal Bank	Bank of Montreal	Scotiabank	TD Bank	CIBC	Credit Unions	Canada Trust
Principal Researchers	Edgar Touseef Abbas	Ameen Sajjad	Isabelle Ken Lo Virgina	William Michelle Soroush	Albert Maroun Jane	Rob	Jeff Mark Patrick
		Fox M Jag Chris G	Michael K Fletcher M Scott L	Taeho Alfred	Marc K Sato	Dave Matt H	John F Paul C
most relevant URL	RBC	BMO	Scotia	TD Bank	CIBC	.	Canada Trust
4 Major Types of Home-Based Banking
1. Proprietory Bank Dial-up Services	RBC's telephone dial-up services	.	.	decommisioned	yes 1-800-465-CIBC	.	they don't have it
2. Off-the- shelf home finance software	.	.	.	they offer a link to Microsoft Money 99  off their page, they offer a link to Quicken  off their page	choice of register on-line, or call a 1-800 to receive disks by mail.	.	Compatible with Quicken and Microsoft Money
3. on-line services-based banking	.	.	.	decommissed in favour of WWW based banking	yes   Online banking	.	no current on-line systems known - all service provided through WWW based banking
4. WWW based banking (most flexible)	.	BMO www banking	.	available 24/7 through their web site	available 24/7 through the  web site	.	https://secure1. canadatrust. com/cgi-bin/ easyweb/

Disclaimer
The information to build this table came from the students/participants of
Seneca College's E-commerce class
The programme participants used information posted by these respective banks' web sites.
By listing such information in this fashion we are not implying endorsement
nor criticism of any of these companies.
The purpose of this table is simply to provide a quick comparison reference
for e-commerce professionals who are working with Canadian SMEs.
comments or suggestions can be sent to Tim Richardson at  Tim.Richardson@senecac.on.ca