IEC 802
Canadian Banks and their progress in
Electronic Commerce for Businesses
 http://ilearn.senecac.on.ca/homepage/Tim.Richardson/iec802/banks802b.htm
Royal Bank
Bank of Montreal
Scotiabank
TD Bank
CIBC
 Canada 
Trust		 U.S. Banks 
(Citibank)
Principal 
Researchers		 Edgar 
Touseef 
Abbas		 Ameen 
Sajjad		 Isabelle 
Ken Lo 
Virgina		 William 
Michelle 
Soroush		 Albert 
Maroun 
Jane		 Jeff 
Mark 
Patrick		 Mike 
Warren 
Andrew
Fox M 
Jag 
Chris G		 Michael K 
Fletcher M 
Scott L		 Taeho 
Alfred		 Marc K 
Sato		 Dave 
Matt H		 Ian W 
Eric J 
Jerry
most relevant 
URL		  RBC  BMO 
Mbanx		  Scotia  TD Bank  CIBC  Canada Trust.com  Citibank
E-commerce 
Payment 
Systems		 . a matrix of their 
 payment 
alternatives		 PC Banking 

Telephone banking

  at this stage we could not identify any they have operational Citibank does not offer any payment systems other than telephone banking.  
 more info
Security 
Authentification		 Security 
 FAQ on encryption 
security 
terms 
 glossary		 128 bit 
encryption 
 details		   .  TD Security 

their 
 Security 
FAQs

 Verisign: ‘Root CA certificates
Payway’
 		  Details
 		 Citibank uses SSL to authenticate
Use of SET they use 
 Verifone		 . . TDs use of 
 SET		 use of
SET		 use 128 bit encryption Citibank does NOT use SET
Marketing of their 
On-Line & 
E-Comm 
services 		 . . . . CIBC's online FAQ
other
info including on-line demo		 TV 
Magazine 
In branches 
Corporate Sponsorships 		  Merchant Products 
Citibank's 
online  FAQ
technical considerations . . .  technical - browser needs 128 bit encryption cookies have to be enabled  technical
Costs / fees at the bottom of this 
 RBC FAQ		 .  TD fees for SME's, starts at $500
details
business services
info		  cost details a one time $60 fee 
 fee details
Closed System 
(everything proprietory) 
(page 203)		 . . . no . no .
Open System 
(easy content changes)		 . . . yes yes yes .
Disclaimer
The information to build this table came from the students/participants of
Seneca College's E-commerce class IEC 802.
The programme participants used information posted by these respective banks' web sites.
By listing such information in this fashion we are not implying endorsement
nor criticism of any of these companies.
The purpose of this table is simply to provide a quick comparison reference
for e-commerce professionals who are working with Canadian SMEs.
comments or suggestions can be sent to Tim Richardson at  Tim.Richardson@senecac.on.ca
 
Richardson
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